A\u0165 u\u017e se jedn\u00e1 o nov\u00fd v\u016fz nebo ojet\u00fd automobil, ka\u017ed\u00e9 vozidlo p\u0159edstavuje investici, kterou m\u00e1 smysl chr\u00e1nit. Zat\u00edmco povinn\u00e9 ru\u010den\u00ed kryje \u0161kody zp\u016fsoben\u00e9 jin\u00fdm, havarijn\u00ed poji\u0161t\u011bn\u00ed je ur\u010deno pr\u00e1v\u011b pro majitele vozidla a chr\u00e1n\u00ed jeho vlastn\u00ed majetek p\u0159ed celou \u0159adou rizik. A stejn\u011b jako u jin\u00fdch typ\u016f poji\u0161t\u011bn\u00ed, i zde se vyplat\u00ed vyu\u017e\u00edt srovn\u00e1n\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 pom\u00e1h\u00e1 naj\u00edt nejvhodn\u011bj\u0161\u00ed variantu podle konkr\u00e9tn\u00edch pot\u0159eb.<\/p>\n\n\n\n
Havarijn\u00ed poji\u0161t\u011bn\u00ed kryje \u0161kody, kter\u00e9 vzniknou na va\u0161em vlastn\u00edm vozidle \u2013 a\u0165 u\u017e vinou nehody, vandalismu, kr\u00e1de\u017ee, p\u0159\u00edrodn\u00edch \u017eivl\u016f nebo sr\u00e1\u017eky se zv\u011b\u0159\u00ed. Je tak ide\u00e1ln\u00edm dopl\u0148kem povinn\u00e9ho ru\u010den\u00ed, kter\u00e9 tyto situace nepokr\u00fdv\u00e1. \u0160kody mohou b\u00fdt hrazeny i v p\u0159\u00edpadech, kdy je vin\u00edk nehody nezn\u00e1m\u00fd nebo nem\u00e1 sjednan\u00e9 povinn\u00e9 ru\u010den\u00ed, p\u0159\u00edpadn\u011b kdy\u017e ke \u0161kod\u011b dojde bez \u00fa\u010dasti dal\u0161\u00ed osoby (nap\u0159. p\u0159i n\u00e1razu do stromu). Rozsah kryt\u00ed lze v\u011bt\u0161inou nastavit individu\u00e1ln\u011b \u2013 podle st\u00e1\u0159\u00ed vozidla, jeho hodnoty i m\u00edry rizika. Majitel si tak m\u016f\u017ee zvolit, co v\u0161echno chce m\u00edt poji\u0161t\u011bn\u00e9 a do jak\u00e9 v\u00fd\u0161e chce b\u00fdt chr\u00e1n\u011bn.<\/p>\n\n\n\n
S pomoc\u00ed srovn\u00e1va\u010de poji\u0161t\u011bn\u00ed<\/a> lze jednodu\u0161e porovnat nab\u00eddky r\u016fzn\u00fdch poji\u0161\u0165oven \u2013 nejen podle ceny, ale i podle podm\u00ednek kryt\u00ed, v\u00fd\u0161e spolu\u00fa\u010dasti a mo\u017enost\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Tato slu\u017eba je zcela nez\u00e1visl\u00e1, p\u0159ehledn\u00e1 a umo\u017e\u0148uje uzav\u0159\u00edt pojistnou smlouvu online, b\u011bhem n\u011bkolika minut. D\u00edky tomu je mo\u017en\u00e9 naj\u00edt ide\u00e1ln\u00ed pom\u011br mezi cenou a kvalitou poji\u0161t\u011bn\u00ed bez nutnosti obch\u00e1zet jednotliv\u00e9 pobo\u010dky nebo pro\u010d\u00edtat slo\u017eit\u00e9 obchodn\u00ed podm\u00ednky. U\u017eivatel z\u00edsk\u00e1 p\u0159esn\u011b takovou nab\u00eddku, kter\u00e1 odpov\u00edd\u00e1 jeho situaci, a\u0165 u\u017e hled\u00e1te komplexn\u00ed ochranu pro nov\u00fd v\u016fz, nebo z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed pro star\u0161\u00ed automobil.<\/p>\n\n\n\n Havarijn\u00ed poji\u0161t\u011bn\u00ed b\u00fdv\u00e1 doporu\u010dov\u00e1no p\u0159edev\u0161\u00edm pro nov\u00e1 a z\u00e1novn\u00ed vozidla, ale m\u016f\u017ee se vyplatit i u star\u0161\u00edch automobil\u016f, zejm\u00e9na pokud je jejich hodnota st\u00e1le vy\u0161\u0161\u00ed. Z\u00e1sadn\u00ed je posoudit rizika, nap\u0159\u00edklad \u010dast\u00e9 parkov\u00e1n\u00ed na ulici, dlouh\u00e9 cesty nebo nechr\u00e1n\u011bn\u00e9 gar\u00e1\u017eov\u00e1n\u00ed. V\u00fdhodou je tak\u00e9 mo\u017enost doplnit poji\u0161t\u011bn\u00ed o asisten\u010dn\u00ed slu\u017eby, n\u00e1hradn\u00ed vozidlo \u010di poji\u0161t\u011bn\u00ed skel. D\u00edky online srovn\u00e1va\u010di je mo\u017en\u00e9 sjednat havarijn\u00ed poji\u0161t\u011bn\u00ed<\/a> kdykoli a odkudkoli. Sta\u010d\u00ed vyplnit z\u00e1kladn\u00ed informace o vozidle, jeho st\u00e1\u0159\u00ed, hodnot\u011b a zp\u016fsobu pou\u017e\u00edv\u00e1n\u00ed. Syst\u00e9m pak nab\u00eddne srovn\u00e1n\u00ed poji\u0161t\u011bn\u00ed od r\u016fzn\u00fdch poskytovatel\u016f v\u010detn\u011b konkr\u00e9tn\u00edch podm\u00ednek, cen i doporu\u010den\u00ed.<\/p>\n\n\n\n Myslet dop\u0159edu je cesta, jak u\u0161et\u0159it. Havarijn\u00ed poji\u0161t\u011bn\u00ed poskytuje d\u016fle\u017eitou ochranu pro ka\u017ed\u00e9ho, kdo si chce u\u0161et\u0159it stres a finan\u010dn\u00ed ztr\u00e1ty v p\u0159\u00edpad\u011b ne\u010dekan\u00e9 ud\u00e1losti. D\u00edky modern\u00edm srovn\u00e1va\u010d\u016fm poji\u0161t\u011bn\u00ed je dnes v\u00fdb\u011br toho nejvhodn\u011bj\u0161\u00edho produktu jednodu\u0161\u0161\u00ed ne\u017e kdy d\u0159\u00edv. Vyplat\u00ed se proto investovat trochu \u010dasu do porovn\u00e1n\u00ed mo\u017enost\u00ed a zajistit si tak klid na cest\u00e1ch \u2013 i mimo n\u011b.<\/p>\n","protected":false},"excerpt":{"rendered":" A\u0165 u\u017e se jedn\u00e1 o nov\u00fd v\u016fz nebo ojet\u00fd automobil, ka\u017ed\u00e9 vozidlo p\u0159edstavuje investici, kterou m\u00e1 smysl chr\u00e1nit. Zat\u00edmco povinn\u00e9 ru\u010den\u00ed kryje \u0161kody zp\u016fsoben\u00e9 jin\u00fdm, havarijn\u00ed poji\u0161t\u011bn\u00ed je ur\u010deno pr\u00e1v\u011b pro majitele vozidla a chr\u00e1n\u00ed jeho vlastn\u00ed majetek p\u0159ed celou \u0159adou rizik. A stejn\u011b jako u jin\u00fdch typ\u016f poji\u0161t\u011bn\u00ed, i zde se vyplat\u00ed vyu\u017e\u00edt srovn\u00e1n\u00ed […]<\/p>\n","protected":false},"author":2,"featured_media":877,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-876","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/posts\/876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/focus24.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=876"}],"version-history":[{"count":1,"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/posts\/876\/revisions"}],"predecessor-version":[{"id":878,"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/posts\/876\/revisions\/878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/focus24.cz\/index.php?rest_route=\/wp\/v2\/media\/877"}],"wp:attachment":[{"href":"https:\/\/focus24.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/focus24.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/focus24.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Pro koho je havarijn\u00ed poji\u0161t\u011bn\u00ed vhodn\u00e9?<\/h2>\n\n\n\n